Otto AI is the all-in-one financial platform for creators and freelancers — bookkeeping, taxes, invoicing, contracts, and entity formation with dedicated CPA support. Free to start.
Easily manage legal entities, compliance, and ownership in one platform. Designed with finance for entrepreneurs in mind, so entity setup feels effortless.
Stay Tax Compliant
AI does the heavy lifting, and real experts ensure your books are accurate, organized, and tax-ready. Ideal bookkeeping for entrepreneurs who need both speed and precision.
File With ExpertsCreate, send, and manage invoices with ease. Track payments and ensure timely cash flow. Grounded in best practices for accounting for entrepreneurs, so you get paid faster.
Create an Invoice
Create, track, and eSign contracts to ensure compliance and deadlines. Ensuring compliance is easier when you’re focused on bookkeeping for small businesses.
Create a ContractPlan your taxes with confidence—our CPAs and smart tools help you track deductions, manage liabilities, and stay prepared. Strategize taxes with expert finance for entrepreneurs guidance.
File With Experts
Smart financial reports for better business decisions. Insightful dashboards that make bookkeeping for small businesses a breeze.
Explore BookkeepingOtto is your all-in-one financial tool.
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Straight from our users—how Otto is changing the way creative businesses manage money.
Based on Otto AI user survey, 2025
Based on Otto AI user survey, 2025
Based on Otto AI user survey, 2025
Otto AI auto categorises new bank or QuickBooks transactions in about 30 minutes, then a human bookkeeper double-checks them. Streamlined bookkeeping for small business that frees most users 5+ hours each week.
It blends AI automation with a creative-savvy finance team, uniting bookkeeping, invoicing, taxes, contracts and entity setup in one platform delivering end-to-end accounting for entrepreneurs with a free tier for up to $25K in annual transactions.
Yes—deposits, milestones or recurring bills, multi currency support and smart reminders get you paid up to 30% faster, with payments syncing to your books in real time.
Otto AI tracks deductions, stores receipts, offers quarterly CPA reviews, and delivers IRS ready books while automatically generating and e-filing any required 1099s.
Bank grade encryption, role based access, continuous monitoring and annual audits guard your data, and SOC-2 certification is in progress.
Otto AI's bookkeepers and human reviewers tag and separate mixed personal and business expenses automatically. If you don't yet have a formal business entity, Otto can also file your LLC or S-Corp directly from the platform.
Within an hour of connecting your bank accounts, your cash flow, P&L, and balance sheet widgets update in real time — so you always know where your business stands, not just at month end.
All plans include rapid chat support; higher tiers provide a named bookkeeper, controller and on-demand CPA calls, usually answered in under an hour.
You get 150+ industry specific templates, an AI assistant for drafting or summaries, built in e-signatures and direct contract to invoice linking.
Otto AI files your LLC or S-Corp, opens a Mercury business bank account, stores formation docs, serves as registered agent and handles yearly renewals.
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